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The Economics of SME Finance
English | 2025 | ISBN: 9819631920 | 390 Pages | PDF EPUB (True) | 18 MB
This book uses multiple data sources to comprehensively examine issues related to small and medium enterprise (SME) finance in Japan. The first feature of the book is that it empirically examines issues that are important not only for Japan but also for other countries. These issues include zombie firms, the expansion of the bank lending market across regions, the role of loan guarantees during economic crises, competition between state-owned banks and private financial institutions, and the impact of bank mergers. The second feature of the book is that it presents and makes available to researchers statistical data on SME finance that were previously unavailable due to a lack of accurate and detailed data sources. The book shows, for the first time in Japan, the extent of concentration at the prefecture level in both loan and deposit markets over a 15-year period. It also shows for the first time not only in Japan but also in other countries an indicator of the flow of funds between regions via loans and deposits, providing new insights into the role of regional fund allocation. These findings will be of interest not only to researchers interested in Japan, but also to those in both developed and emerging economies interested in the evolution of SME finance.

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[booksz]

The Edge of Memory: Ancient Stories, Oral Tradition and the Post-Glacial World (Bloomsbury Sigma) by Patrick Nunn
English | January 8, 2019 | ISBN: 1472943287 | 288 pages | PDF | 5.43 Mb
In The Edge of Memory, Patrick Nunn explores the science in folk history. He looks at ancient tales and traditions that may be rooted in scientifically verifiable fact, and can be explored via geological evidence, such as the Biblical Flood.

We all know those stories that have been told in our families for generations. The ones that start "Have I ever told you about your great, great Uncle ...?" In some cultures these stories have been passed down for thousands of years, and often reveal significant information about how the surrounding environment has changed and the effect it has had on societies-from stories referring to coastal drowning to the devastation caused by meteorite falls.
Take Australian folklore, for instance. People arrived in Australia more than 60,000 years ago, and the need to survive led to the development of knowledge that was captured orally in stories passed down through the generations. These stories conveyed both practical information and recorded history, and they frequently made reference to a coastline that was very different to the one we recognize today. In at least 21 different communities along the fringe of Australia, flood stories were recorded by European anthropologists, missionaries, and others. They described a lost landscape that is now under as much as 100 feet of ocean. And these folk traditions are backed up by hard science. Geologists are now starting to corroborate the tales through study of climatic data, sediments and land forms; the evidence was there in the stories, but until recently, nobody was listening.
The Edge of Memory is an important book that explores the wider implications for our knowledge of how human society has developed through the millennia.

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[booksz]

The Educational Legacy of Woodrow Wilson : From College to Nation By James Axtell
2011 | 280 Pages | ISBN: 0813931940 | EPUB | 1 MB
In The Educational Legacy of Woodrow Wilson, James Axtell brings together essays by eight leading historians and one historically minded political scientist to examine the long, formative academic phase of Wilson's career and its connection to his relatively brief tenure in politics. Together, the essays provide a greatly revised picture of Wilson's whole career and a deeply nuanced understanding of the evolution of his educational, political, and social philosophy and policies, the ordering of his values and priorities, and the seamless link between his academic and political lives. The contributors shed light on Wilson's unexpected rise to the governorship of New Jersey and the presidency, and how he prepared for elective office through his long study of government and the practice of academic politics, which he deemed no less fierce than that of Washington. In both spheres he was enormously successful, propelling a string of progressive reforms through faculty and legislative forums. Only after he was beset by health problems and events beyond his control did he fail to push his academic and postwar agendas to their logical, idealistic conclusions. Contributors: James Axtell, College of William and Mary * Victoria Bissell Brown, Grinnell College * John Milton Cooper Jr., University of Wisconsin * Stanley N. Katz, Princeton University * W. Bruce Leslie, SUNY-Brockport * Adam R. Nelson, University of Wisconsin * Mark R. Nemec, Forrester Research * John R. Thelin, University of Kentucky * Trygve Throntveit, Harvard University

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[booksz]

The Electronics Handbook: Your Complete Guide to Electronics by Sarful Hassan
English | April 6, 2025 | ISBN: N/A | ASIN: B0F3XLQ7FX | 454 pages | EPUB | 34 Mb
Learn Electronics from Scratch - Even If You're a Complete Beginner!

Are you curious about how electronic devices work? The Electronics Handbook is the ultimate beginner-friendly guide to understanding electrical circuits, components, and theories. Whether you're a student, hobbyist, or future engineer, this book is designed to help you master the fundamentals of electronics in simple, easy-to-understand language.
Inside this comprehensive electronics book, you'll explore everything from the basics of electric current, voltage, and resistance to practical knowledge of diodes, transistors, resistors, capacitors, batteries, and more. Learn essential laws like Ohm's Law and Kirchhoff's Laws, and discover how to safely build and troubleshoot simple circuits.
What You Will Learn:
Foundations of electrical current, voltage, and resistance
Understanding circuit components: resistors, capacitors, transistors, diodes, switches, and more
Step-by-step guides on building basic electronic circuits
Safety tips and best practices for working with electronics
Real-world applications and practical tips
Beginner-friendly coding examples for circuit simulations
Additional online resources at mechatronicslab.net
Who Should Read This Book?Students studying electrical engineering or electronics technologyDIY hobbyists and makers looking to build and repair devicesTeachers and trainers looking for a classroom-friendly resourceAnyone eager to start a career in electronics or mechatronicsWhy Choose This Book?
Written in clear, jargon-free language, The Electronics Handbook makes learning electronics accessible for everyone. Whether you're studying for a class, preparing for a project, or just curious about how electronics work, this book will guide you step by step.

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[booksz]

The Emerging Child By Phyllis Brusiloff; Mary Jane Witenberg
2015 | 211 Pages | ISBN: 1442256141 | EPUB | 1 MB
The Hudsons Guild is a long established neighborhood house which offers social, educational, psychiatric, and psychological services to the residents of Chelsea, who are often socially, economically, and educationally, deprived. The many activities of the Hudson Guild Neighborhood House included a mental hygiene clinic also called the Counseling Service, and the operation of a day care center for the children of working mothers. Dr. David Wolitzky describes the program: " In 1956 the staffs of these two independent services embarked on a cooperative continuing venture, the establishment and operation of the Therapeutic Nursery Group (TNG). The aim of the TNG is to provide emotionally and behaviorally disturbed pre-school children with a group play therapy experience under the leadership of a special nursery group-teacher-therapist. The basic rationale of this program is that the early detection and treatment of psychological disturbances serves as a constructive influence on the child's current and subsequent personal and social adaptation. The clinical evidence of the personnel involved in this program is that the TNG in providing a corrective emotional experience is an effective mode of intervention." This book presents the background, nature, techniques, and implications of the TNG program.

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The Emotional Abuse Recovery Workbook: Breaking the Cycle of Psychological Violence By Theresa Comito LMFT
2020 | 169 Pages | ISBN: 1647391849 | EPUB | 1 MB
Move your life forward with this workbook for healingMove away from harmful personal and professional relationships, and instead, toward recovery and growth. This accessible workbook will help you identify and acknowledge abuse, validate your feelings, practice self-care, set boundaries, create a safety plan, examine healthy relationships, and design your exit plan.The Emotional Abuse Recovery Workbook offers ways to work through your trauma, leading you through the process of awareness, understanding, and healing. Engaging exercises steer you to look inward and examine and navigate relationships, while keeping your health and safety a priority. You'll identify your strengths and values, work out strategies to manage daily challenges, discover your resilience, and promote improved self-worth and a sense of well-being.In this workbook you'll learn to:Identify emotional abuse-Begin to recognize, acknowledge, and understand the dynamics of emotional abuse, and start your recovery process.Take action-Move into guided examinations of your relationships. Make an exit plan with boundaries and safety nets to build new, healthier skills, and rediscover self-compassion and self-care.Move forward-Avoid repeating old patterns. Rebuild. Map out next steps into healthier relationships and greater independence while you enhance your network of supporters.Regain your freedom and sense of self with The Emotional Abuse Recovery Workbook.

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The Emperor Tea Garden By Nazli Eray; Robert Finn
2013 | 236 Pages | ISBN: 0815610130 | EPUB | 1 MB
In Eray's world of fantasy and fun, there are few boundaries between reality and imagination. There is a roadside tea garden where spirits gather by night to carry on flirtations until they fade into the dawn, and there is a tavern in Bartin where men make their lost illusions of love come alive by thinking of them. The narrator exchanges places with Night for twenty-four hours to find out what it means to be the unsleeping Night, the guardian of dreams. The slot machines in a casino provide love advice and clues to the multiple realities of romance, history, and everyday life. A mixture of drama and fable, confession and memoir, the fabulous and the prosaic, The Emperor Tea Garden is a place where you have never been and always are. As you turn each page of Eray's work, you are in a different world, sometimes several at the same time.

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The Enchanted Feast Cookbook
by Leon, Gabriela;
English | 2025 | ISBN: 0760396515 | 240 pages | True EPUB | 12.8 MB

Bring the spicy, magical, whimsical world of romantasy right into your home with these delectable recipes inspired by the foods, moods, people, and places in the books.
Food looms large in romantasy stories, from the hearty breakfasts that warriors eat before battle, to the sumptuous candlelit banquets of roast meats that are served on holidays like the autumn equinox, to the honeyed or sugared sweet treats that lovers share during a rendezvous. If you are a fan of these novels-or if you need the perfect gift for someone else who is-this imaginative and colorful volume is sure to delight.
The Enchanted Feast Cookbookincludes:
Breakfasts and brunchesto start a fantasy-filled day, like Aelin's Mushroom Onion Scramble and Winter Solstice Ginger-Orange PancakesAppetizersideal for a romantasy-themed book-club night, birthday party, or wedding shower, such as the Fairy Charcuterie Board for GrazingFeast-worthy main courses, from a Steak and Wild Rice Werewolf Bowl to an Autumn Equinox Pot PieDrinks, punches, and other libations, such as Cranberry Sangria Punch and Faerie Wine SpritzerLoads of fun and tasty desserts and sweets, from Starlight Jam Linzer Cookies to Xaden's Mint Chocolate Cupcakes and beyond
Author Gabriela Leon has devoted the last several years to recreating, for the modern kitchen, the best foods that romantasy heroes and heroines enjoy during their adventure-packed lives. With lots of color photos and including inspiring food-related quotations from the stories themselves, this inventive book will serve up years of delicious enjoyment for any romantasy fan.

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Mike Unwin, "The Enigma of the Owl: An Illustrated Natural History"
English | ISBN: 0300222734 | 2017 | 288 pages | PDF | 27 MB
A rare invitation into the mysterious lives of owls around the world, with spectacularly revealing photographs and fascinating details

"This book is sure to delight any nature lover."-Wall Street Journal
"Thank you, David Tipling, for the sumptuous, endearing and terrifying photographs of these uncanny creatures. . . . And Mike Unwin's authoritative descriptions of the owl way of life are fascinating."-Dominique Browning, New York Times Book Review
Perhaps no other creature has so compelling a gaze as the owl. Its unblinking stare mesmerizes; its nocturnal lifestyle suggests secrets and mystery. This lavishly illustrated book celebrates owls from every corner of the world and offers abundant details on fifty-three of the most striking and interesting species, from the tiny Elf Owl of southwestern American deserts to the formidable Blakiston's Fish Owl, the largest of all owls.
Mike Unwin has long studied and admired these remarkable birds from cold northern forests to tropical rivers and beyond. He explains how owls evolved into the supreme feathered predators of the night, and he examines their breeding and hunting behaviors, unusual calls, and the cultural myths and superstitions that surround different species. More than two hundred dramatic color photographs in the wild, taken or selected by David Tipling, capture the wondrous beauty of each owl and the drama of life in its own home region.
Read more

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The Enlightened Heart:: A Revolutionary Approach to Cholesterol Management through Holistic Practices by Gertrude Swanson
English | April 22, 2024 | ISBN: N/A | ASIN: B0D2J53H91 | 87 pages | EPUB | 1.62 Mb
Unlock the Secrets to Heart Health: A Groundbreaking Guide to Cholesterol Management Through Holistic Practices

Are you tired of relying on medications alone to manage your cholesterol levels? Do you want to take control of your heart health naturally? Look no further than "The Enlightened Heart: A Revolutionary Approach to Cholesterol Management through Holistic Practices" by Gertrude Swanson.
In this groundbreaking book, Swanson reveals the truth about cholesterol and provides a comprehensive, holistic approach to managing your levels naturally. You'll discover:The surprising role cholesterol plays in your body and why it's not always the villain it's made out to beThe different types of cholesterol and how they impact your heart healthThe most effective dietary approaches for managing cholesterol, including the Mediterranean diet, plant-based eating, and low-carb/keto dietsSpecific foods and nutrients that can help lower LDL (bad) cholesterol and raise HDL (good) cholesterolThe importance of exercise, stress management, and sleep in maintaining healthy cholesterol levelsNatural supplements and alternative therapies that can support your cholesterol management efforts

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The Essential Eldercare Handbook for Nevada By Kim Boyer; Mary Shapiro
2014 | 201 Pages | ISBN: 0874179416 | EPUB | 1 MB
The senior years can be daunting, for spouses, children, other caregivers, and seniors themselves. Too often a sudden crisis leaves a family unprepared and feeling helpless. Chronic illnesses and limited funds can present difficult and emotional choices regarding care or housing. Rules and resources vary from state to state. Everyone can use help from experienced professionals in understanding them. Boyer and Shapiro provide Nevada-specific information\--medical, legal, and financial\--on the wide range of problems that arise during the elder years. Case studies show how a typical family copes with troubles such as failing health or financial cares and what options they have. This guide will help any Nevada resident plan for their own senior years and take care of aging parents, spouses, and other loved ones.

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The Ethical Algorithm: How AI Would Redefine Morality (Digital Consciousness: The AI Perspective Series) by Teneo AI
English | December 17, 2024 | ISBN: N/A | ASIN: B0DQVSYKTK | 440 pages | EPUB | 1.63 Mb
Can Artificial Intelligence Redefine Morality?

In a world rapidly transformed by technology, "The Ethical Algorithm: How AI Would Redefine Morality" offers a groundbreaking exploration into how artificial intelligence is reshaping our understanding of ethical decision-making. This thought-provoking book delves into the complex intersection of AI ethics and moral philosophy, challenging readers to reconsider traditional notions of right and wrong.
Unveil the Potential of AI in Ethical Decision-Making
Embark on a journey through the historical evolution of human morality, from religious and philosophical influences to modern ethical theories. Discover how AI processes ethical principles through data and logic, offering a fresh perspective on justice, fairness, and neutrality. Explore real-world applications in transportation, healthcare, and military settings, where AI's role in ethical dilemmas becomes both a solution and a challenge.
Why You Need This Book
Gain unique insights into how AI can mediate international disputes, influence personal behavior, and redefine legal systems. Understand the implications of AI's neutrality and the risks of bias in algorithms. Learn how AI can address cross-cultural ethics and propose solutions for universal fairness. Whether you're an AI enthusiast, a technology ethicist, or someone curious about the future, this book provides the tools to navigate the ethical landscape of tomorrow.
Key HighlightsAI and Justice: Explore how AI is redefining justice and fairness in legal systems and international relations.Cross-Cultural Ethics: Understand AI's potential to mediate conflicting ethical norms across societies.AI in Healthcare and Transportation: Examine ethical challenges and solutions AI provides in these critical sectors.Machine Consciousness: Delve into the philosophical implications of AI's understanding of morality and autonomy.Privacy and Surveillance: Reflect on AI's impact on personal behavior and societal norms.Dynamic Legal Systems: Discover AI's role in adapting legal frameworks in real-time.Take the Next Step
As AI continues to influence every aspect of our lives, understanding its ethical implications is more crucial than ever. Equip yourself with the knowledge to engage with AI in a morally responsible way. Embrace a new ethical paradigm that balances human values with algorithmic logic. Don't miss out on this essential guide to the future of morality in an AI-driven world.

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[booksz]

The Everyday Life of the State : A State-in-Society Approach By Adam White; Joel S. Migdal
2013 | 266 Pages | ISBN: 0295992565 | EPUB | 1 MB
Today there are more states controlling more people than at any other point in history. We live in a world shaped by the authority of the state. Yet the complexion of state authority is patchy and uneven. While it is almost always possible to trace the formal rules governing human interaction to the statute books of one state or another, in reality the words in these books often have little bearing upon what is happening on the ground. Their meanings are intentionally and unintentionally misrepresented by those who are supposed to enforce them and by those who are supposed to obey them, generating a range of competing authorities, voices, and allegiances. The Everyday Life of the State explores this "everyday" transformation of state authority into multiple scripts, narratives, and political activities. Drawing upon case studies from across the Middle East, North Africa, and Asia, the chapters in this book investigate the many ways in which those subjects traditionally regarded as being weak, passive, and obedient manage not only to resist the authority of state actors but to actively subvert and appropriate it, in the process making, unmaking, and remaking the boundaries between state and society over and over again. Collectively, these chapters make an important contribution to the expanding literature on "everyday politics." The "state in society" concept used in this volume has been developed by political scientist Joel S. Migdal, the Robert F. Philip Professor of International Studies in the University of Washington's Henry M. Jackson School of International Studies.

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The Everything Guitar Scales Book, 2nd Edition: Over 700 Scale Patterns for Every Style of Music (Everything® Series) by Marc Schonbrun
English | January 28, 2025 | ISBN: 1507223757 | 256 pages | MOBI | 50 Mb
Master guitar scales and start strumming with this updated edition of The Everything Guitar Scales Book that features over 700 scale patterns for every style of music, perfect for beginners and seasoned guitarists alike.

Unleash your inner musician with this ultimate guide for guitarists looking to take their musical education to the next level. The Everything Guitar Scales Book, 2nd Edition is a treasure trove of scales, offering thousands of scale shapes for every style of music.
The book provides easy-to-follow fret board diagrams, eliminating the need for music reading. It delves into the basic theory behind the scales and offers practical tips on how to use them. No matter what level your guitar skills, this book opens new sounds and possibilities for your music. It also includes online audio tracks that demonstrate how to use the scales in real-life musical situations. This comprehensive package contains everything you need to know making it a must-have for musicians of all levels.

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The Evolution of Complex Regional Pain Syndrome: From Schloss Rettershof to a New Clinical Language by Michael Stanton-Hicks
English | August 1, 2024 | ISBN: 303154899X | 189 pages | MOBI | 10 Mb
Long before any written accounts of what has come to be described as Complex Regional Pain Syndrome (CRPS), this book entails a record that began in the department of Anesthesiology headed by Dr. John Bonica who during the Pacific arena of World War II came to manage thousands of wounded servicemen many of whom suffered from this complicated clinical entity often long after their original wounds had healed.

Divided into two sections, the first provides a detailed chronology of the research and establishment of diagnostic criteria for CRPS. The second section provides an overview of how CRPS is evaluated and treated, along with the research that serves as its foundations.

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The Evolution of Forex/Crypto Trading: Trio and Quatro Currency Grouping's (Trade Like A Boss) by Jamil Brown
English | November 20, 2024 | ISBN: N/A | ASIN: B0DNRJ2NVX | 422 pages | EPUB | 1.88 Mb
"Hedging the Future: The Evolution of Trio and Quatro Currency Systems in Global Trading":

Explores a groundbreaking approach to currency trading that goes beyond traditional pair systems. In this innovative model, trades are grouped into Trio (three-way) or Quatro (four-way) combinations, seamlessly integrating currencies, commodities, and cryptocurrencies to optimize risk management and liquidity.
The book delves into how this system balances client, broker, and liquidity provider interests through automated margin hedging. By incorporating symbol codes and multi-asset groupings like (EUR/USD XAU) or [(EUR/USD XAU/BTC)], it reduces volatility, minimizes transaction costs, and creates new avenues for profit while securing liquidity providers against market fluctuations.
Readers are introduced to the mechanics behind these systems, including AI-driven risk algorithms, blockchain-based transparency solutions, and real-time data integration. The book outlines practical steps for implementing these advanced trading systems, from platform redesign to regulatory compliance.
Designed for traders, brokers, and financial professionals, this comprehensive guide explores the economic, technological, and regulatory implications of Trio/Quatro trading. With predictive insights and optimization techniques, it positions the system as a transformative force in global markets, offering both a deep understanding of its inner workings and a blueprint for the future of currency trading.

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The Evolution of Professional Training: How Artificial Intelligence Technologies Can Accelerate the Learning
English | 2025 | ISBN: 1032913584 | 168 Pages | PDF EPUB (True) | 10 MB
The book's Introduction speaks to the current context, a period marked by crisis and a digital industrial revolution, emphasizing how the advent of cutting-edge technologies such as artificial intelligence is fundamentally altering work and social dynamics. It then examines AI, exploring its distinctive features compared to human intelligence and introducing the concept of spatial computing. It illustrates how these technological advancements are expanding the possibilities for human-machine interaction.

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[booksz]

The Excel AI Playbook: Automate Financial Modeling with Python & CoPilot in 2025 by Hayden Van Der Post, Reactive Publishing, Alice Schwartz
English | April 11, 2025 | ASIN: B0F4NVCTQQ | 446 pages | EPUB | 0.55 Mb
The Excel AI Playbook is your hands-on guide to mastering next-generation workflows by combining the power of Microsoft Excel, Python, and CoPilot-the revolutionary AI assistant built into Microsoft 365. Designed for financial analysts, FP&A professionals, and data-driven decision-makers, this book teaches you how to fully automate your financial models, streamline repetitive tasks, and transform static spreadsheets into dynamic, intelligent systems.

Inside, you'll learn:How to integrate Python seamlessly with Excel for data processing, forecasting, and scenario analysisStep-by-step workflows using CoPilot to build, revise, and explain models in real-timeAutomation strategies for budgeting, variance analysis, financial statements, and sensitivity modelingHow to use AI to audit, debug, and optimize complex Excel filesReal-world case studies showing how top professionals are using Excel + AI to 10x productivityWhether you're an Excel power user or a finance leader seeking leverage, this playbook gives you the tools to stay ahead in 2025 and beyond.
No fluff. No filler. Just elite systems.

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[booksz]

The Fable of the Keiretsu: Urban Legends of the Japanese Economy By Yoshiro Miwa; J. Mark Ramseyer
2010 | 192 Pages | ISBN: 0226532720 | PDF | 1 MB
For Western economists and journalists, the most distinctive facet of the post-war Japanese business world has been the keiretsu, or the insular business alliances among powerful corporations. Within keiretsu groups, argue these observers, firms preferentially trade, lend money, take and receive technical and financial assistance, and cement their ties through cross-shareholding agreements. In The Fable of the Keiretsu, Yoshiro Miwa and J. Mark Ramseyer demonstrate that all this talk is really just urban legend. In their insightful analysis, the authors show that the very idea of the keiretsu was created and propagated by Marxist scholars in post-war Japan. Western scholars merely repatriated the legend to show the culturally contingent nature of modern economic analysis. Laying waste to the notion of keiretsu, the authors debunk several related "facts" as well: that Japanese firms maintain special arrangements with a "main bank," that firms are systematically poorly managed, and that the Japanese government guided post-war growth. In demolishing these long-held assumptions, they offer one of the few reliable chronicles of the realities of Japanese business.

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[booksz]

The Faces of Authoritarianism and Strategies of Dissent in Contemporary Brazil
by Andreza de Souza Santos, Katerina Hatzikidi
English | 2025 | ISBN: 1800088183 | 234 Pages | True PDF | 3 MB

A powerful analysis of Brazil's authoritarian resurgence and the dynamic strategies of dissent that redefined political resistance.
Faces of Authoritarianism and Strategies of Dissent in Contemporary Brazil dissects the Bolsonaro era as a critical moment in Brazil's long history of democratic struggle, outlining how authoritarianism took shape and how it was challenged. Rather than viewing Bolsonaro's presidency as an anomaly, this volume situates it within broader historical and political continuities and highlights the ways state and non-state actors alike engaged in battles over democracy's meaning.
Interlacing interdisciplinary perspectives, the book explores key arenas of contestation, from institutions under siege to grassroots resistance, providing theoretical depth and rich ethnographic accounts. With a focus on repression and resistance and the shifting boundaries of democratic governance, Faces of Authoritarianism displays a crucial framework for understanding Brazil's political landscape and its global implications. Required reading for scholars of authoritarianism, democracy, and Latin American politics, this book offers a nuanced view of how democratic backsliding is met with acts of defiance and negotiation.

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