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World Bank, Michael J. Fuchs, "Building Trust: Developing the Russian Financial Sector"
English | 2002 | pages: 382 | ISBN: 0821351613 | PDF | 2,7 mb
The financial sector in Russia has come a long way since the first years of transition. Key to developing a sound financial sector in a market economy is the process of building trust among the market participants. 'Building Trust' evaluates recent developments within the financial system in Russia and provides a roadmap for implementation of priority improvements. The goal of this book is to support a broader understanding and consensus on priority reform measures.
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Building Wealth and Financial Independence: A Comprehensive Guide to Building Wealth, Navigating Retirement, and Securing Your Future by Alex Morgan
English | August 17, 2024 | ISBN: N/A | ASIN: B0DDJKFW7T | 196 pages | EPUB | 2.01 Mb
Are you ready to take control of your financial future, build lasting wealth, and achieve true financial independence? In Building Wealth and Financial Independence: A Comprehensive Guide to Building Wealth, Navigating Retirement, and Securing Your Future, financial expert Alex Morgan offers a practical roadmap to transform your relationship with money and unlock the life of freedom you've always dreamed of.
This book is more than just a financial guide-it's a step-by-step blueprint that covers the essential strategies for growing your wealth, eliminating debt, and ensuring you retire with confidence. Whether you're just starting out or you're well on your way to financial stability, Mastering Financial Independence offers insights and tools to help you thrive in every stage of your financial journey.
Inside, you'll dive deep into the world of wealth-building with topics like:Why debt can derail your future and how to break free from its hold, using proven methods for managing and eliminating debt, no matter your starting point.The importance of creating "F-you money"-a personal safety net that gives you the freedom to make choices based on your values, not financial necessity.How to think about money differently and develop a wealth-building mindset that prioritizes long-term success over short-term gains.The truth about the stock market-how it really works, why it always trends upwards over time, and the mistakes most investors make that cost them money.Proven strategies for investing in both bull and bear markets, so you can capitalize on opportunities and protect your wealth in any economic climate.Building a balanced portfolio that aligns with your personal goals and risk tolerance, designed to ensure both growth and wealth preservation.Tax-efficient retirement planning-how to structure your retirement accounts, optimize contributions, and manage withdrawals to minimize taxes.Real-life case studies that show how these strategies work in action, offering you practical examples of financial transformations.Estate planning and leaving a legacy, ensuring that the wealth you've worked so hard to build benefits your loved ones and future generations.
Building Wealth and Financial Independence goes beyond the basics of saving and investing. It dives into key topics that are often overlooked, such as:How to maximize Social Security benefits to ensure you receive the most from the program when you retire.The 4% withdrawal rule and how to use it to manage your retirement funds while keeping your nest egg intact.The right way to engage with financial advisors-what to look for, how to avoid common pitfalls, and whether you even need one at all.
No matter where you are in your financial life-whether you're just getting started, deep in the wealth-building phase, or nearing retirement-this book equips you with the knowledge to make informed financial decisions and create a life of security and freedom.
Key areas of focus include:Avoiding common financial traps and misconceptions that hold most people back from reaching their goals.Protecting your investments and assets from volatility while still achieving growth.Navigating the complexities of 401(k)s, IRAs, Roth accounts, and other retirement vehicles to maximize your savings.Practical ways to implement wealth-building strategies without sacrificing the quality of your life today.
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Bulgarian Studies in the Philosophy of Science By Sava Petrov (auth.), Dimitri Ginev (eds.)
2003 | 221 Pages | ISBN: 9048163714 | PDF | 5 MB
This volume attempts to provide a new articulation of issues surrounding scientific realism, scientific rationality, the epistemology of non-classical physics, the type of revolutionary changes in the development of science, the naturalization of epistemology within frameworks of cognitive science and structural linguistics, models of the information technology revolution, and reconstructions of early modern logical systems. A common denominator of the authors' positions is the rejection of the post-modern deconstruction of the "global philosophical accounts" of science's cognitive structure and dynamics. The volume takes on a dual task: it deals with major perspectives on philosophy of science "after the end of post-positivism", and it represents basic philosophical controversies in an Eastern-European society "after the end of state socialism".
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Burdened: Student Debt and the Making of an American Crisis: A Revealing Examination with Bold Solutions, Explore the Path to Debt Relief and Reform by Ryann Liebenthal
English | September 10, 2024 | ISBN: 0358353963 | 336 pages | PDF | 3.31 Mb
"A powerful argument for reforming this system."-The New York Times
An urgent investigation of student debt in America revealing the corrupt systems, rotten policies, and bad actors that have created a $1.7 trillion crisis.
College costs more today than ever and is worth less. Tuition at public colleges has more than tripled in the past 50 years. Over the same period student debt has grown from virtually nothing to more than $1.7 trillion, second only to home mortgages.
Skyrocketing student-loan burdens are leading an entire generation to put off the traditional milestones of adulthood: buying homes, getting married, starting families, and saving for retirement. The burden weighs heavier on women and black Americans, and with almost 10 percent of student debtors now over the age of 60, it is a crisis no longer limited to the young.
Ryann Liebenthal's Burdened tells the maddening story of how the power plays of legislators and presidents, the commodification of higher ed, and the rapacious practices of for-profit colleges and private lenders have created today's student-debt lava pit.
As the notion of student-loan cancellation percolates into the political mainstream, Liebenthal offers a deeply researched, sweeping narrative of our broken system. Rather than give in to despair, she boldly charts a way out, offering hopeful solutions to this seemingly unfixable problem.
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Buried Road: A Novel by Katie Tallo
English | December 3, 2024 | ISBN: 0063396238, 0063360713 | True EPUB | 336 pages | 3.9 MB
In this edge-of-your-seat thriller-the follow-up to the international bestselling Dark August and Poison Lilies-Gus Monet and her daughter embark on a perilous road trip to find a missing person.
When the love of her life disappeared on a camping trip, Gus Monet was devastated. Her daughter was only nine at the time, but young Bly still remembers the heartbreak vividly. Howard had been like a father to her. He was a journalist working on a story that took a dark and dangerous turn. The last time they saw him, he was going to meet a source he believed could blow the story wide open.
Three years later, shocked to see Howard's obituary in the paper, Gus and Bly are drawn back to Prince Edward County where he was last seen and where the camper Howard was driving has been found. Sneaking into the camper, mother and daughter find what investigators missed. Hidden behind a secret panel are Howard's notebook, cell phone, and a video message recorded right before he vanished, evidence that turns the cold case red hot. Searching for answers, Gus and Bly vow to follow the story Howard was pursuing and to expose whoever went to deadly lengths to stop him from revealing the truth.
Told in the compelling, thoughtful voice of young Bly, this edge-of-your-seat thriller ratchets up the tension, culminating in a heart-pounding, soul crushing, shocking finale. Infused with vivid summer imagery, set among eerie abandoned places, and steeped with sinister small-town secrets, Buried Road is the story of a young girl and a mother whose reckless resolve leads them ever closer to lethal danger-but ultimately might be what ensures their survival.
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OpenStax, "Business Law I Essentials by OpenStax"
English | 2019 | ISBN: 1975076621 | PDF | pages: 179 | 15.1 mb
This is the official print version of this OpenStax textbook. OpenStax makes full-color hardcover and B&W paperback print copies available for students who prefer a hardcopy textbook to go with the free digital version of this OpenStax title. The textbook content is exactly the same as the OpenStax digital book. This textbook is available for free download at the OpenStax dot org website, but as many students prefer to study with hardcopy books, we offer affordable OpenStax textbooks for sale through Amazon as well as most campus bookstores.
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Business Writing with AI For Dummies by Sheryl Lindsell-Roberts
English | July 3, 2024 | ISBN: 139426173X | True PDF | 384 pages | 22.4 MB
Learn how to generate high quality, business documents with AI
This essential guide helps business writers and other professionals learn the strengths and weaknesses of AI as a writing assistant. You'll discover how AI can help you by chopping through writer's block, drafting an outline, generating headlines and titles, producing meaningful text, maintaining consistency, proofreading and editing, and optimizing content for search engines. Employees in all industries spend enormous amounts of energy writing, editing, and proofreading documents of all kinds. Now, you can improve your efficiency and boost the quality of your work, thanks to AI writing tools like ChatGPT, Jaspar, Grammarly, and beyond. With clear instructions and simple tips, Business Writing with AI For Dummies guides you through the process of using AI for common business writing tasks.
Produce high quality, specialized writing quicker and at a lower costUse AI to draft business-related content like emails, articles, business plans, grant proposals, bios, websites, and many othersIncorporate AI into your writing process to make your workday more efficientTake advantage of AI so you can focus your human creativity on going beyond the basics
For business professionals facing tight deadlines or large volumes of writing tasks, this easy-to-use Dummies guide will be a game changer.
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Robert J. Randisi, "Butler's Wager: The Gamblers"
English | 2007 | pages: 314 | ISBN: 0060890177 | PDF | 0,8 mb
Ty Butler came from Eastern wealth-but killers destroyed everyone who shared his name. Seeking a safe haven in the open West, he's found a home among the outlaws, tinhorns, and fugitives who gather at the gaming table. His skill at reading faces and cards has kept Butler in the money-and it's kept him sharp and ready . . . for the assassins who're hunting him down.
Working his way to Dodge City, Butler finds the town in an uproar. A new law's in charge here where Bat Masterson carved his legend-old, powerful, and dangerous grudges are about to explode-and Ty Butler's caught right in the middle. When the gunsmoke clears, he'll have friends and enemies in all the wrong places. And to make it out of Dodge alive, he'll need all the aces he can get his hands on.
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C++ and Algorithmic Thinking for the Complete Beginner: Learn to think like a programmer by mastering C++ and foundational algorithms from scratch, 3rd Edition by Aristides Bouras
English | May 16, 2024 | ISBN: 9798883514264 | Retail PDF | 730 pages | 7.2 MB
Completely updated for the latest version of C++, this book offers a comprehensive introduction to programming, assuming no prior knowledge of the subject. It is designed for individuals, eager to learn C++ from scratch, providing a strong foundation in Algorithmic Thinking-the fundamental skill every aspiring programmer must acquire. Algorithmic Thinking encompasses more than just writing code; it entails mastering the art of problem-solving through coding.
This edition retains all the popular features of its predecessor while introducing a wealth of new exercises, along with extensive revisions and updates. Furthermore, brand-new chapters offer a practical introduction to working with text files.
Structured for both classroom use and independent study, each chapter is concluded with a set of questions and exercises designed to reinforce your understanding and apply what you've learned. With approximately 250 solved and 480 unsolved exercises, 500 true/false questions, 150 multiple-choice questions, and 200 review questions and crosswords (with solutions and answers available online), this book is ideal for:
Novices or intermediate-level programmers pursuing self-studyHigh school studentsFirst-years college or university studentsEducatorsProfessorsAnyone who wants to start learning or teaching computer programming using the best practices and techniques
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C++ Brain Teasers by Anders Schau Knatten
English | May 30, 2024 | ISBN: N/A | ASIN: B0DGZ7PBFK | 168 pages | EPUB | 2.27 Mb
C++ is famous for getting all the default behaviors wrong and for sometimes making demons fly out of your nose. Through 25 puzzles, from the useful to the outright weird, we explore some of C++'s most interesting quirks. How does initialization actually work? Do temporaries even exist? Why is `+!!"" ` a valid expression in C++? As you work through each puzzle, you will peel off some of the layers of complexity of C++, getting a fundamental understanding of how the language works. This will help you write better code and recognize issues more easily while debugging.
Each puzzle in the book is a complete, seemingly simple C++ program, but can you figure out the output for each, or will the answers stump you? Most of the programs compile and have deterministic, though sometimes surprising, output. Some might, however, have undefined behavior, where anything can happen, including making demons fly out of your nose! Yet others might have unspecified behavior with output that is not completely deterministic; we just know nothing as bad as nasal demons will happen.
All puzzles are accompanied by detailed discussions, taking a look under the hood at what exactly is going on to help you understand more about C++'s unexpected behaviors, as well as fundamental concepts like initialization, overload resolution, and implicit conversions. For the non-deterministic cases, we'll explore some typical behaviors one can expect to see in practice, what causes them, and why they shouldn't be relied on.
After working through the book, you'll have tools and techniques to help you write better and safer code, and a better understanding of the fundamentals of the language, the background for some of C++'s apparent weirdness, and a better feel for identifying bugs and unsafe code in your own programs.
What You Need:
The book assumes basic knowledge of C++. If you want to run the programs yourself, you can use either a local C++ compiler or the online compilers at
Код:
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Cabin: Off the Grid Adventures with a Clueless Craftsman by Patrick Hutchison
English | December 3, 2024 | ISBN: 1250285704 | True EPUB | 304 pages | 29.9 MB
A memoir of the author's journey from an office job to restoring a cabin in the Pacific Northwest, based on his wildly popular Outside Magazine piece.
Wit's End isn't just a state of mind. It's the name of a gravel road, the address of a run-down off-the-grid cabin, 120 shabby square feet of fixer-upper Patrick Hutchison purchased on a whim in the mossy woods of the Cascade Mountains in Washington state.
To say Hutchison didn't know what he was getting into is no more an exaggeration than to say he's a man with nearly zero carpentry skills. Well, used to be. You can learn a lot over six years of renovations.
CABIN is the story of those renovations, but it's also a love story; of a place, of possibilities, and of the process of construction, of seeing what could be instead of what is. It is a book for those who know what it's like to bite off more than you can chew, or who desperately wish to.
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Phillip Greenwalt, "Calamity in Carolina: The Battles of Averasboro and Bentonville, March 1865 (Emerging Civil War Series)"
English | 2015 | ISBN: 1611212456 | EPUB | pages: 168 | 7.4 mb
Robert E. Lee gave Joseph E. Johnston an impossible task.
Federal armies under Maj. Gen. William Tecumseh Sherman had rampaged through Georgia on their "March to the Sea" and now were cutting a swath of destruction as they marched north from Savannah through the Carolinas. Locked in a desperate defense of Richmond and Petersburg, there was little Lee could do to stem Sherman's tide-so he turned to Johnston.
The one-time hero of Manassas had squabbled for years with Confederate President Jefferson Davis, eventually leading to his removal during the Atlanta Campaign. The disgraced Johnston had fallen far.
Yet Lee saw his old friend and professional rival as the only man who could stop Sherman-the only man who could achieve the impossible. "J.E. Johnston is the only officer whom I know who has the confidence of the army," Lee told Davis.
Back in command, Johnston would have to assemble a makeshift force-including the shattered remnants of the once-vaunted Army of Tennessee-then somehow stop the Federal juggernaut. He would thus set out to achieve something that had ever eluded Lee: deal a devastating blow to an isolated Union force. Success could potentially prolong the most tragic chapter in American history, adding thousands more to a list of casualties that was already unbearable to read.
Historians Daniel T. Davis and Phillip S. Greenwalt, co-authors of Bloody Autumn: The Shenandoah Valley Campaign of 1864 and Hurricane from the Heavens: The Battle of Cold Harbor, now turn their considered gaze toward the long-forgotten battles of Averasboro and Bentonville. Written in the accessible style that has become the hallmark of the Emerging Civil War Series, Calamity in Carolina: The Battles of Averasboro and Bentonville includes more than a hundred illustrations, new maps, and thought-provoking analysis to tell the story of the last great battles of the war in the West.
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Calculus for Business and Economics: An Example-Based Introduction
English | 2025 | ISBN: 1032768509 | 344 Pages | PDF EPUB (True) | 8 MB
Calculus for Business and Economics: An Example-Based Introduction is designed for first-year university students specializing in business and economics. This book is crafted in a clear, easy-to-read style, covering all the essential calculus-related topics that students are likely to encounter in their studies. With real-world business and economics applications seamlessly integrated around the core calculus concepts, students will find the book of real practical value throughout their time in university and beyond.
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Calendars and Years: Astronomy and Time in the Ancient Near East by John M. Steele
English | October 8, 2007 | ISBN: 1842173022 | 176 pages | MOBI | 7.89 Mb
Dates form the backbone of written history. But where do these dates come from? Many different calendars were used in the ancient world. Some of these calendars were based upon observations or calculations of regular astronomical phenomena, such as the first sighting of the new moon crescent that defined the beginning of the month in many calendars, while others incorporated schematic simplifications of these phenomena, such as the 360-day year used in early Mesopotamian administrative practices in order to simplify accounting procedures. Historians frequently use handbooks and tables for converting dates in ancient calendars into the familiar BC/AD calendar that we use today. But very few historians understand how these tables have come about, or what assumptions have been made in their construction. The seven papers in this volume provide an answer to the question what do we know about the operation of calendars in the ancient world, and just as importantly how do we know it? Topics covered include the ancient and modern history of the Egyptian 365-day calendar, astronomical and administrative calendars in ancient Mesopotamia, and the development of astronomical calendars in ancient Greece. This book will be of interest to ancient historians, historians of science, astronomers who use early astronomical records, and anyone with an interest in calendars and their development.
Table of Contents
1. A Star's Year: The Annual Cycle in the Ancient Egyptian Sky (Sarah Symons)
2. Calendars and Years in Ancient Egpyt: The Soundness of Egyptian and West Asian Chronology in 1500-500 BC and the Consistency of the Egyptian 365-Day Wandering Year (Leo Depuydt)
3. The 360-Day Year in Mesopotamia (Lis Brack-Bernsen)
4. The Astrolables: Astronomy, Theology, and Chronology (Wayne Horowitz)
5. Calendars, Intercalations and Year-Lengths in Mesopotamian Astronomy (John P Britton)
6. The Length of the Month in Mesopotamian Calendars of the First Millenium BC (John M Steele)
7. On Greek Stellar and Zodiacal Date-Reckoning (Alexander Jones)
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Calm in Chaos: Stress Management Techniques for Busy Lives by bright days
English | October 6, 2024 | ISBN: N/A | ASIN: B0DJM7JJHP | 97 pages | EPUB | 1.21 Mb
Stress is a natural response to the demands and challenges of life, rooted in our biology. When faced with perceived threats, the body activates the fight-or-flight response, releasing hormones like adrenaline and cortisol. This physiological reaction prepares us to confront danger but can become problematic when activated too frequently or for prolonged periods. Understanding this biological mechanism is crucial for adults navigating the complexities of modern work and life. By recognizing the signs of stress, individuals can take proactive steps to manage their responses effectively.
Chronic stress can lead to a myriad of health issues, including anxiety, depression, cardiovascular problems, and weakened immune function. The relationship between stress and health underscores the importance of not only recognizing stressors but also implementing strategies to mitigate their impact. Research indicates that prolonged exposure to stress can alter brain structure, affecting areas responsible for emotion regulation, decision-making, and memory. By understanding these consequences, busy professionals can appreciate the urgency of adopting stress management techniques to protect their mental and physical well-being.
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S. Andrew Inkpen, "Can Microbial Communities Regenerate?: Uniting Ecology and Evolutionary Biology "
English | ISBN: 0226820343 | 2022 | 190 pages | PDF | 3 MB
By investigating a simple question, a philosopher of science and a molecular biologist offer an accessible understanding of microbial communities and a motivating theory for future research in community ecology.
Microorganisms, such as bacteria, are important determinants of health at the individual, ecosystem, and global levels. And yet many aspects of modern life, from the overuse of antibiotics to chemical spills and climate change, can have devastating, lasting impacts on the communities formed by microorganisms. Drawing on the latest scientific research and real-life examples such as attempts to reengineer these communities through microbial transplantation, the construction of synthetic communities of microorganisms, and the use of probiotics, this book explores how and why communities of microorganisms respond to disturbance, and what might lead to failure. It also unpacks related and interwoven philosophical questions: What is an organism? Can a community evolve by natural selection? How can we make sense of function and purpose in the natural world? How should we think about regeneration as a phenomenon that occurs at multiple biological scales? Provocative and nuanced, this primer offers an accessible conceptual and theoretical understanding of regeneration and evolution at the community level that will be essential across disciplines including philosophy of biology, conservation biology, microbiomics, medicine, evolutionary biology, and ecology.
Read more
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Ramaswamy Govindan MD, "Cancer Genomics for the Clinician"
English | ISBN: 0826168671 | 2019 | 184 pages | PDF | 10 MB
Cancer Genomics for the Clinician is a practical guide to cancer genomics and its application to cancer diagnosis and care. The book begins with a brief overview of the various types of genetic alterations that are encountered in cancer, followed by accessible and applicable information on next generation sequencing technology and bioinformatics; tumor heterogeneity; whole genome, exome, and transcriptome sequencing; epigenomics; and data analysis and interpretation. Each chapter provides essential explanations of concepts, terminology, and methods. Also included are tips for interpreting and analyzing molecular data, as well as a discussion of molecular predictors for targeted therapies covering hematologic malignancies and solid tumors. The final chapter explains the use of FDA-approved genomic-based targeted therapies for breast cancer, lung cancer, sarcomas, gastrointestinal cancers, urologic cancers, head and neck cancer, thyroid cancer, and many more.
Read more
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Cancer Neutron Capture Therapy By Yutaka Mishima (auth.), Yutaka Mishima (eds.)
1996 | 920 Pages | ISBN: 1475795696 | PDF | 33 MB
There are many human cancers which actively synthesize specific characteristic proteins such as melanomas, thyroid cancer and squamous cell carcinoma. Many cancer researchers have of course tried to utilize this specific activity as a key for the selective treatment of cancers. In the past for example, the molecular hybrid compound of DOPA, a substrate of melanin, and nitrogen mustard N-oxide hydrochloride, a ctyotoxic anti-tumor drug, was synthesized as Melphalan and used to treat malignant melanoma. A major problem arose though in that it was soon found to be highly suppressive toward bone marrow and quite toxic while not being remarkably effective. Thus, malignant melanoma could not be cured by it. Such failure led us to develop a novel bimodal therapeutic system which includes the use of non-toxic potentially cytocidal chemicals which selectively accumulate within the cancer cells and which are converted by a controllable modality into an actively cytocidal element in situ. We can now non-surgically cure malignant melanoma and glioblastoma with our selective cancer treatment, neutron capture therapy (NCT); as can be found in this volume. Included are 124 papers on the latest breaking developments discussed at the Sixth International Symposium on NCT for Cancer held in Kobe during the late autumn of 1994.
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Mary K Bercaw Edwards, "Cannibal Old Me: Spoken Sources in Melville's Early Works"
English | ISBN: 0873389786 | 2009 | 252 pages | PDF | 4 MB
At the age of twenty-one, Herman Melville signed on the whaleship Acushnet as a common seaman and sailed from Massachusetts to the South Pacific. Upon reaching Nuku Hiva in the Marquesas Islands, he deserted and spent a month ashore on this reputed "cannibal island." He departed as crew of another whaleship but was put ashore in the heavily missionized Tahitian islands after participating in a bloodless mutiny. Eventually making his way to Hawaii, he joined the crew of the American frigate United States and finally reached Boston in October 1844 after four years at sea. By the time he sat down to write his first book, Melville had been recounting tales of these experiences orally for four years. The spoken elements of the overlapping discourses involving sailors, cannibals, and missionaries are essential to his first six books. Mary K. Bercaw Edwards investigates the interplay between spoken sources and written narratives. She closely examines how Melville altered original stories, and she questions his truthfulness about his experiences. Bercaw Edwards also explores the synergistic blend of the oral and written worlds of seafaring and the South Pacific and provides an analysis of Melville's development as a writer. It is a study of the aesthetic, ethical, linguistic, and cultural implications of Melville's borrowing. Cannibal Old Me is an excellent contribution to Melville scholarship, challenging long-held assumptions regarding his early works. Scholars as well as students will welcome it as an indispensable addition to the study of nineteenth-century literature and maritime history.
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Canonical Metrics in Kähler Geometry by Gang Tian
English | PDF | 2000 | 107 Pages | ISBN : 3764361948 | 6.8 MB
There has been fundamental progress in complex differential geometry in the last two decades. For one, The uniformization theory of canonical Kähler metrics has been established in higher dimensions, and many applications have been found, including the use of Calabi-Yau spaces in superstring theory. This monograph gives an introduction to the theory of canonical Kähler metrics on complex manifolds. It also presents some advanced topics not easily found elsewhere.
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Canonical Metrics in Kähler Geometry by Gang Tian
English | PDF | 2000 | 107 Pages | ISBN : 3764361948 | 6.8 MB
There has been fundamental progress in complex differential geometry in the last two decades. For one, The uniformization theory of canonical Kähler metrics has been established in higher dimensions, and many applications have been found, including the use of Calabi-Yau spaces in superstring theory. This monograph gives an introduction to the theory of canonical Kähler metrics on complex manifolds. It also presents some advanced topics not easily found elsewhere.
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